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The Facts About South Dakota Auto Insurance

Auto insurance is one of the most common types of coverage for a general consumer in South Dakota to have. After all, it is a requirement for every person who owns a car to have the appropriate insurance coverage to protect themselves and others in the event of an accident while on the road.

To be able to drive in South Dakota, you must obtain at least the bare minimum auto insurance coverage and maintain your policy at all times. Your policy must include:

  • Bodily injury – This aspect of coverage pays for any injury caused to another driver, passenger or pedestrian as a result of an accident in which you are at fault.
  • Property damage – This covers any damage you cause to another person's property, like their car and its contents or physical property, like walls or street lamps.
  • Uninsured motorist – This coverage protects you if you are in an accident where the at-fault individual does not have insurance coverage.
  • Underinsured motorist – This covers you if the other party's insurance coverage is not adequate to cover the damages to your person or property.

There are additional coverage options that you can obtain, like collision coverage, which covers damage to your vehicle when you are at fault. You can also choose to obtain more than the minimum coverage for any of the required aspects of additional protection.

Here at Meyer Insurance, we are experts in South Dakota auto insurance coverage. We can help you evaluate your options so that you can choose the most appropriate level of coverage to meet your needs. Our associates will be glad to discuss our coverage options with you, so get in touch with us today to get started.